Terms of Service
PLEASE READ THESE TERMS AND CONDITIONS OF SERVICE CAREFULLY BEFORE ACCESSING HIGHLINEWP.COM OR CRUGG.COM (“THE WEBSITE”). BY ACCESSING OR USING THE WEBSITE YOU AGREE TO THE TERMS AND CONDITIONS SET FORTH BELOW. CHARLESWORTH & RUGG, INC., DBA HIGHLINE WEALTH PARTNERS ("HIGHLINE") RESERVES THE RIGHT TO REVISE THESE TERMS AND CONDITIONS AT ANY TIME WITHOUT NOTICE. PLEASE REVIEW THESE TERMS AND CONDITIONS WHENEVER YOU ACCESS OR USE THE WEBSITE. IF AT ANY TIME YOU DO NOT ACCEPT THE TERMS AND CONDITIONS, YOU ARE NOT PERMITTED TO USE THE WEBSITE.
Charlesworth & Rugg, Inc., dba Highline Wealth Partners ("Highline") is an investment advisor registered with the Securities and Exchange Commission (S.E.C.) headquartered in the State of California. Highline is in compliance with the current filing requirements imposed upon advisors registered with the S.E.C. and by those states in which Highline maintains clients. Highline may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. For information pertaining to the registration status of Charlesworth & Rugg, Inc., dba Highline Wealth Partners, please contact the S.E.C. or the state securities law administrators for those states in which Highline maintains a notice filing.
Highline Wealth Partner's Website is limited to the dissemination of general information pertaining to its advisory services and access to periodic Highline newsletters. Highline does not take any responsibility for or make any representations or warranties regarding the accuracy, timeliness, suitability, completeness, or relevance of any information on the Website prepared by Highline. All such information is provided solely for convenience purposes and all users of this information should be guided accordingly.
Although Highline strives to ensure that the information contained in this Website is accurate and reliable, we make no representations or warranties regarding the accuracy, reliability, completeness or timeliness of any content or about the results to be obtained from using the Website or any of the content. Changes are periodically made to the Highline Website and may be initiated at any time without notice. Highline does not warrant that its Website will operate without errors or that the Website and its servers are free from computer viruses or other harmful content. By using this Website or its material you agree that Highline Wealth Partners is not responsible for any damage to your equipment or data that may result.
HIGHLINE'S WEBSITE IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESSED OR IMPLIED. WE SPECIFICALLY DISCLAIM ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND THE WARRANTY OF FITNESS FOR ANY PARTICULAR PURPOSE. CHARLESWORTH & RUGG, INC., DBA HIGHLINE WEALTH PARTNERS, MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, VIDEOS OR LINKS CONTAINED IN ITS WEBSITE.
Neither Highline Wealth Partners nor any other third party involved in creating, producing or delivering the Website shall be liable for (1) any loss or injury caused by its actions, omissions or negligence involved with procuring, compiling or delivering any information to the Website; (2) any errors, omissions, inaccuracies or delays, regardless of how they are caused; (3) any decisions made or actions taken or not taken in reliance upon the information presented on the Website; (4) any damages or injury resulting from your access to the Website including, but not limited to, computer equipment, data, databases, communication line failures, computer viruses or inability to access the Website; (5) any direct, incidental, consequential, indirect, or punitive damages or losses whether in contract, tort or otherwise arising from access or use of the Website. You use the Website at your own discretion.
By using this Website you agree to defend, indemnify and hold harmless Charlesworth & Rugg, Inc., dba Highline Wealth Partners. and its respective officers, members, directors, employees, and affiliates from and against any claim, action or demand, including without limitation reasonable legal and account fees, resulting from the use of this Website or from any breach of its Terms and Conditions.
Not an Offer
The information contained in the Website should not be considered as a solicitation, recommendations or advice by Charlesworth & Rugg, Inc., dba Highline Wealth Partners, to buy, sell, or continue to hold any security or other investment or take any specific action regarding any tax matter. This information may not be appropriate for you. It is important for you to consider this information, and any other information in the context of your own circumstances and preferences, including, but not limited to, your own investment needs and objectives, including risk tolerance, investment objective, tax circumstances, time horizon and income requirements. Information included in the Website has been obtained from sources believed to be reliable and is solely for informational purposes. Any expressions of opinions are subject to change at any time without notice.
By accessing this Website you acquire absolutely no rights or license in or to the information contained within the Website other than the limited right to use the information in accordance with the Terms and Conditions.
This policy describes the types of personally identifiable information (“PII”) we may collect from you or that you may provide, and our practices for collecting, using, maintaining, protecting and disclosing that information. PII includes information such as your name, address, phone number, ZIP code, email address and similar information.
Personal Information We Collect and How We Collect It
The nonpublic personal information we have about you includes what you give us when you open an account, or communicate with us about your account, such as your name, address, social security number, employment information, investment objectives, financial circumstances, account transactions and holdings.
You can call us for general information anonymously or visit us on the internet without telling us who you are or revealing any information about yourself, including your name and email address.
There are times when we may ask you for information about yourself to assist us in meeting your various needs. In these cases, you and your browsing will no longer be anonymous to us. To provide these services, we may need to ask you directly to provide, among other things, your name, physical address, zip code, email address, phone number, and other personal information.
Please note that we do not knowingly solicit information from minors, and we do not knowingly market our products or services to minors.
How We Use and Share Your Information
We use and may share nonpublic personal information about you only to outside firms that provide necessary services for your account, such as your account custodian or broker-dealer, or as authorized by you or permitted by law. We may use information that we collect about you or that you provide to us, including any personal information, for any purpose including, but not limited to:
● Providing you with materials you have requested
● Contacting you for other financial products
● Personalizing our contact with you
● Operating, providing, improving, and maintaining our website
● Developing new products and services
● Preventing abusive and fraudulent use of our website
●Sending you administrative messages, content and other services and features in which we believe you may be interested
● Any other administrative and internal business purposes permitted by law
Protection of Your Information
We restrict access to nonpublic personal information about you to those persons who need to know it or who are permitted by law to receive it. We use a variety of security measures to protect against the loss, misuse, and alteration of information under our control by maintaining physical, electronic, and procedural safeguards to protect the confidentiality of your information.
Although we make good-faith efforts to maintain the security of such information, we cannot guarantee that it will remain free from unauthorized access, use, disclosure, or alteration. Further, we cannot guarantee that our security measures will prevent unauthorized persons from accessing or obtaining this information. We assume no liability to you or any other party in relation to the unauthorized access, use or alteration of any information provided to us.
Notification in the Event of Data Breach
As previously stated, although we make good-faith efforts to maintain the security of your information, we cannot guarantee that it will remain free from unauthorized access, use, disclosure, or alteration. In the event your personally identifiable information is breached by an unauthorized party, we will comply with applicable laws in notifying you of the breach.
Accessing or Correcting Your Information
You may access the data collected by us about you by sending a request to the address listed below. If you believe that an error has been made in the accuracy of the information collected from you, we will correct such error upon adequate verification of the error and the identity of the person seeking the correction.
Sharing Information and Consumer Choice
When you provide information to us, we may share your information, to the extent provided by applicable law, with our affiliated companies and third parties for the purpose of fulfilling your requests as well as offering you other services that may be of interest to you. It is not shared with any third party, unless requested by you or permitted by law. Under no circumstance will we sell your information or transfer your information to any ad network, ad exchange, data broker or other advertising or monetization related service. We may also aggregate statistics that we gather about our customers, sales, traffic patterns and services, and provide these statistics to third parties; however, when we do, these statistics will not include any personal information that identifies individuals.
Highline does not sell clients’ nonpublic personal and financial information. Highline does not share nonpublic personal and financial information with affiliated or unaffiliated third parties except under the circumstances noted above. Since sharing under the circumstances noted above is necessary to service client accounts or is mandated by law, there are no allowances made for clients to “opt out”.
The Agreement formed by your acceptance of these Terms and Conditions of use (as evidenced by your use of this Website) shall be governed by and construed in accordance with the laws of the State of California.
Form CRS (Click to Download PDF)
management services, we collect certain nonpublic personal information about you. Our policy
is to keep this information strictly confidential, and to use or disclose it only as needed to provide
as well as individuals who simply inquire about the services we offer.
Information We Collect. The nonpublic personal information we have about you includes
what you give us when you open an account, or communicate with us about your account, such
as your name, address, social security number, employment, investment objectives, financial
circumstances, account transactions and holdings.
Information We Disclose. We disclose nonpublic personal information about you only to
outside firms that provide necessary services for your account, such as your account custodian or
broker-dealer, or as authorized by you or permitted by law.
How We Safeguard Your Information. We restrict access to nonpublic personal information
about you to those persons who need to know it or who are permitted by law to receive it. We
maintain physical, electronic and procedural safeguards to protect the confidentiality of your
Form CRS (Click to Download PDF)